How to Change American Express Card Name

How to Change American Express Card Name

Ever wondered how to change American Express Card name? Well, this article is for you.

If you’re an adult living in the United States, it is likely that you have at least one credit card. Credit cards are useful for, traveling, dealing with emergencies, and unforeseen expenses.

Not only are credit cards used for expenses, they are also used to build healthy credit. Credit card companies frequently report your account activity to national credit bureaus like TransUnion, Experian, and Equifax.

The bureaus compile this information to create your credit reports, which are how credit scores are determined.

Getting a Credit card is relatively easy as in the United States, Visa, MasterCard, and American Express (Amex) make up 3 of the popular Credit Card companies.

Where things get a tad complicated is if you need to change your name on a credit card, and while it’s possible, the process could be more tedious than you might think especially for owners of multiple cards.

In this article, we’ll look at American Express cards and walk you through exactly what’s required to change the name on your AMEX credit card and what risks to avoid in the process.

Why You Might Want to Change Your Name on Your American Express Card

There are numerous reasons you might want to change your name on your existing AMEX credit card. In the United States, the most common reasons people change their credit card names are due to marriage or divorce.

It is worth mentioning that there are many other reasons why people might want to change their names on their credit cards.

But whatever your reason for the change, a new name will impact your ability to legally use your credit cards.

How to Change American Express Card Name

Before you can change your name on your American Express Card, you must ensure your name is legally changed on your driver’s license and social security card.

This will involve a trip to the DMV and a boring round of shuffling through paperwork and filling out forms but it is a pretty straightforward process.

It is best to go to the DMV offices directly and avoid engaging services that require you to pay to have it done. You’ll end up overpaying for a simple process you can carry out yourself but if money is no object for you then you’re free to use them — after carrying out your due diligence of course.

Also, be sure to confirm your new name is written correctly before you leave the DMV because you will have to repeat this process again if you are sent an incorrect driver’s license — and let’s be frank, visiting the DMV twice for a simple yet tedious process is sad, truly.

Note: You’ll need to attach a copy of your State Issued Identification Card, Driver’s License, or Passport reflecting your new name.

After this verification is complete, American Express should send out an updated card as soon as possible.

It is important to note that you’ll want to update any accounts connected to your AMEX card. Say your Netflix, Hulu, or Amazon account, for example.

How Long Will a Name Change Take to Update?

This depends on the operators over at American Express, but you should get your new credit card in 7-10 days. For security reasons, your new AMEX credit card will be mailed in a white envelope that has the American Express logo with an Omaha, NE return address.

Does Changing My Name Affect My Credit in Any Way?

No, it doesn’t. Changing your name on your American Express Card has no effect on your credit score. The accounts linked to your name and the scores associated with them remain the same—the only difference is the name on the account.

It’s worth adding that, you do not have to do anything to update the information on your credit report, it should be updated automatically.

Give it a few days and if you still don’t see the change, kindly contact American Express or the bureau directly.

Conclusion

I hope this article on how to change American express card name was helpful.

The process of changing your name on your credit card can be a tad stressful, but as long as all your documents are in order, it should be completed easily.

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